As part of a new plan to stabilize , state regulators have updated a map of fire-risk areas where insurers will soon be expected to write more policies. The goal is to push providers to expand coverage in places where they’ve dropped hundreds of thousands of homeowners in recent years amid worsening wildfire losses.

California’s home insurance crisis

Yet many , from the Oakland and Berkeley hills in the East Bay to the Gilroy area at the southern tip of Silicon Valley, aren’t included in the latest map.Bay Area neighborhoods facing the most serious fire hazards

Why? Because those communities, often suburban clusters at the edge of parks or open spaces, are within ZIP codes in which the overall risk has been determined to be relatively low. (The insurance map is separate from released by fire officials.) wildfire hazard maps

Even so, state insurance regulators say the , which are rolling out, still require providers to add policies in those neighborhoods, but only for homeowners who can’t find traditional coverage because their properties are deemed too risky.